I Ordered My Credit Report

I ordered my credit report from Equifax a couple of weeks ago and it came in  the mail yesterday. This was my first time ever ordering it so I didn't really know what to expect. The creditor stuff was all correct (Mastercard, Student Line of Credit, Government Student Loan, Cell Phone). However my personal information was sooo wrong, such as where I lived and where I was employed. It was information from when I started university 6 years ago!

I've heard a statistic that about 80% of credit reports have something wrong in it. I am surprised at that but it seems to be true! I would order your credit reports, you can get two per year free. One from Equifax and one from TransUnion. I am in the process of ordering one from TransUnion now however they take a lot more effort than Equifax. Although now that Equifax has some inaccuracies I now have to put in more effort by mailing two pieces of ID in order to have the inaccuracies corrected. Hopefully that will help me when I need to apply for credit.

It's too bad that you need to pay for the credit score, as that is what I am really interested in. Although I guess it's good to have the report corrected first!