November is here! I'm actually late in posting this, so it's been here for a bit. It was an okay October. I didn't get to savings, but have some set aside for November already. Oops!! I taught a few days in October, and finished up my restaurant job. Had Thanksgiving with work friends and D went to his family's house. We went camping for 3 days and stayed at a really cute cabin! We are staying at our apartment for a while longer, we didn't sign a lease but we gave post-dated cheques for the year. It's been kind of nice not working everyday of the week but I am missing the income.
Rent (19%) ACTUAL: 13%
Hydro (3%) 3%
Internet (3%) 3%
Laundry (2%) 2%
Car and Gas (11%) ACTUAL: 14%
Phone (3%) ACTUAL: 2%
Food (8%) ACTUAL: 2% This is low, I think D must have bought most of the food this month
Restaurant (3%) ACTUAL: 1%
Personal/Medical (4%) ACTUAL 9% Haircut, some new shampoo/conditioner
Clothing (5%) ACTUAL: 3% A pair of hiking boots
Gifts (5%) ACTUAL 1% Starting on my Christmas shopping
Education (2%) ACTUAL 0%
Entertainment (3%) ACTUAL 1% We didn't do much at all in October! Carved some pumpkins, bought some wine.
Everything Else (5%) ACTUAL: 2%
TOTAL (73%) ACTUAL 55% This isn't too bad for spending in October. However my savings are non-existent this month November should be a lot better.
TFSA (15%) ACTUAL: 0%
Christmas (3%) ACTUAL: 0%
Camera (3%) ACTUAL: 0%
RRSP (5%) ACTUAL: 0%
Travel Fund (3%) ACTUAL: 0%
TOTAL (28%) ACTUAL 0% YIKES!!! I had two paycheques from work that were not deposited in October so those will likely go directly toward savings. November will be a tight month with only relying on teaching!
November I want to save more to my TFSA, I am hoping $900 which is doable with my lack of saving last month. I need to get some Christmas shopping out of the way so it's not TOO crazy when December hits. I also need to study my ASL more, I only have a few weeks left in the class before the exam!