I planned to buy the car last week. I had been into the dealership quite a few times to check out the car, ask questions and test drive it. I decided I wanted it and decided to go ahead with everything. I did not have insurance in my own name since I was under my parents name before.
So I started to call around. I started with my parent's company since I was on record with them for about 10 years. They quoted me at $360 a month!! Uhh no.
An employee at the local high school told me to call this particular company, saying they offer great rates etc. I try it out and they won't even talk to me since I have a careless driving ticket issued to me. Okay then....moving on.
I went online to check out the best rates and Belair Direct came up. I call them up to get a quote and they say $250. Ughh better but I was still hoping for better.
The two speeding tickets and that major ticket are really working against me!!
My brother mentions he is with Desjardins so I call them and they quote me at $224. I still had one more evening before I HAD to get insurance so I said I said I would call them the next day if I was going to go with them.
I taught the next day and a friend of mine tells me that she is with TD financial and they offer discounts to college/university graduates. Why not call them too, so I do so after work and they quote me at $189.08. SOLD!!
Wow really helps to shop around. If I had gone with the original insurance company I would be paying an additional $171 per month, or $2052 a year!!