October was a really good month. I didn't end up spending very much...oh how I am going to miss those months!! We ended up finding an apartment, I finished my work at the summer restaurant and I got a new second job, and things have been going pretty well.
Car and Gas (15%) ACTUAL: 6% Oil and gas
Phone (4%) ACTUAL: 2%
Food (4%) ACTUAL: 1%
Restaurant (4%) ACTUAL: 4%
Personal/Medical (6%) ACTUAL 0%
Clothing (5%) ACTUAL: 0%
Gifts (2%) ACTUAL 1%
Education (2%) ACTUAL 0%
Entertainment (4%) ACTUAL 1% Wine!
Everything Else (3%) ACTUAL: 5% Wine glasses and some things for moving
TOTAL (48%) ACTUAL 19%!! I like it!!!
TFSA (35%) ACTUAL: 37% Same percent as last month! I have maxed out my TFSA so this is starting the KICK START TFSA through ING.
Christmas (5%) ACTUAL: 0% Done with this category now
Computer (3%) ACTUAL: 41% I'm thinking a camera? Maybe a sewing machine? Hmmm
RRSP (6%) ACTUAL: 0%
Travel Fund (3%) ACTUAL: 6%
TOTAL (52%) ACTUAL 78% Woo!!!
Goals for November will be just to keep spending to a minimum. I've done this post late and have already spent a bit on new apartment stuff. There is a lot to buy at first when getting a new apartment. D came with almost nothing! Savings will be minimal but I hope to up the EF just in case we have a high hydro month or something else unexpected comes up. It will be easier to plan once we have a few more bills come in to determine the average cost of hydro for this place.
You did awesome once again. Congratulations
ReplyDeleteYou only spent 6% in medical. Do you have insurance? That will help a lot. So many people don't these days which is pretty scary. I hope your next months lead to low spend months, as well!
ReplyDeleteI spent 0 on medical this past month. However I don't have insurance. But I live in Canada so most things are covered. It's just prescriptions, dental, and optometrists that aren't really.
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