I worked today so I had to have my brother take in my car to get the new tires. It ended up costing $247, blah! I'm glad it is done though. The tires were only $69 each, and the rest was labour etc. It costs so much to have THEM change my tires. I really need to learn. Hopefully the equipment necessary isn't too expensive. But if I learn that will save me $140 per year!!! Just changing tires (once a year to change from winter tires and once a year to change back to winter tires)!!
I taught Grade 5 today and this kid who needs a computer to do his work printed 100 copies of another boys speech while I wasn't looking. Sneaky little devil!!
BF came this weekend which was nice. He is moving to a new apartment in Toronto for his placement (he will be there for 6 weeks) this weekend so I will be travelling there on Saturday once he is moved in. We're looking for some inexpensive ideas of things to do around Toronto. I'm thinking we might go to the Hockey Hall of Fame, the Science Centre and Reptilia (just because I get in free as a teacher and can take a friend to Reptilia for free). He also wants to possibly go to Casa Loma. He's not very into art and I've been to ROM at least 6 times. Any suggestions?
I bought some books using gift cards I received for Christmas last week and spent about $25 extra. My roommate is getting married this summer and her birthday is in May, I got her this cute book called "How To Get Married, By Me The Bride." It's written from the perspective of a 6 year old, it's cute! I think she will like it. She is a supply teacher too so she can use it in the future.
I'm volunteering for a couple of hours tonight and need to get ready. I hope you have a great week and are able to enjoy some of the sunshine!!
Monday, April 26, 2010
Friday, April 23, 2010
Working!!
I have been working a lot lately, and have been loving the classes (as well as the paycheques)! I worked 4 days this week and 4 last week. Hopefully I get a lot next week too, I have nothing booked for it yet. This school year has been going by pretty quickly! I am hoping that some LTOs (long term occasional) come up for the end of this year or next year.
There are a few schools in my board that are switching to the full-time kindergarten so I am hoping that will create a few jobs. I would LOVE to work everyday, in the same classroom. When I first started supplying I was too nervous to apply to the LTOs because I felt like I needed a bit more experience under my belt. But now I feel confident in my abilities and believe I am ready for my own classroom, even if only for a maternity leave. Hopefully some come up soon!
One can dream!
There are a few schools in my board that are switching to the full-time kindergarten so I am hoping that will create a few jobs. I would LOVE to work everyday, in the same classroom. When I first started supplying I was too nervous to apply to the LTOs because I felt like I needed a bit more experience under my belt. But now I feel confident in my abilities and believe I am ready for my own classroom, even if only for a maternity leave. Hopefully some come up soon!
One can dream!
Wednesday, April 21, 2010
New Tires
Yesterday I visited with my friend. Usually we end up going out for lunch or supper but since both of us are on a budget, we decided to make lunch and go for a walk. It was great! I love free/inexpensive activities!
After visiting her I loaded up my old tires and headed to the local tire service company. I showed them my two tires (the other two were discarded when I got my snow tires on). They looked at them and took some numbers and he booked an appointment for Monday for my car. I think if I understood everything correctly that they will take off my old snowtires and put on the two tires I still had, and two new tires for about $200. I hope I understood it correctly, I guess I will find out Monday!
Darn cars.
After visiting her I loaded up my old tires and headed to the local tire service company. I showed them my two tires (the other two were discarded when I got my snow tires on). They looked at them and took some numbers and he booked an appointment for Monday for my car. I think if I understood everything correctly that they will take off my old snowtires and put on the two tires I still had, and two new tires for about $200. I hope I understood it correctly, I guess I will find out Monday!
Darn cars.
Tuesday, April 20, 2010
Income Tax In!!
I got the mail today and I received my new mastercard. It includes the pay pass and the chip. It's pretty cool haha. Also in the mail was my income tax cheque!
Grand total of $2037!!!! How sweet is that? So I went to the bank to deposit the cheque. I was hoping the bank would still be open so that I could withdraw a large chunk of that cheque but it was closed so I had to go to the machine and they would only let me withdraw $1000.
That money is going toward my E-fund. If I have time tomorrow I will withdraw another $500 and totally fund it. I also transferred another $75 to Christmas/Gifts, $100 to TFSA, and $250 to Travel. I also want to take BF for supper this weekend. He has paid for a lot of dates lately. Annnnnd that will pretty much take care of my entire income tax return. Sure easy to get rid of money, but I feel it's going to responsible places. April has been a great month so far!
Now to update those side bars!
Grand total of $2037!!!! How sweet is that? So I went to the bank to deposit the cheque. I was hoping the bank would still be open so that I could withdraw a large chunk of that cheque but it was closed so I had to go to the machine and they would only let me withdraw $1000.
That money is going toward my E-fund. If I have time tomorrow I will withdraw another $500 and totally fund it. I also transferred another $75 to Christmas/Gifts, $100 to TFSA, and $250 to Travel. I also want to take BF for supper this weekend. He has paid for a lot of dates lately. Annnnnd that will pretty much take care of my entire income tax return. Sure easy to get rid of money, but I feel it's going to responsible places. April has been a great month so far!
Now to update those side bars!
Monday, April 19, 2010
Recycling, Do You Do It?
Today while volunteering after work we went to the local recycling plant. It was pretty amazing actually. A bit stinky, but very interesting! Our local plant collects recycling from all over the district. They collect A LOT! I remember when I lived in Niagara area we weren't allowed to recycle certain things (yogurt containers, etc) but here we can recycle just about everything! From plastic bags, to glass, to yogurt cups, to milk containers, to styrofoam, the list is quite extensive!
We saw the workers separate the materials by hand, and we saw equipment that separated it by machine. We saw a TON of plastic come down this shoot and onto these conveyer belts into this machine that crushed it into a huge cube and wrapped it up to be shipped out.
Also in the plant we saw all the other crushed cubes that were made from plastic bags, aluminium, regular plastic, etc. Did you know that they sell the aluminium for $1700 per tonne! Talk about one man's trash being another man's treasure!
Plastic bags are worth the least amount. I also learned that they sell the plastic bag cubes to China. They apparently use the plastic and combine it with sawdust to make furniture. Interesting!
I recycle a lot and compost just about everything that can be composted. I still know I can do better. I think I'm going to try harder at doing this (I often forget things like bread bags, plastic from cheese bricks, saran wrap, etc). I highly recommend going to your local recycling plant if you get the chance. They are all different and each one accepts different things. It's very cool to see how it all works! We keep a lot out of the landfill!
They also compost however that is taken to a different plant. We learned a bit about that and it's all very interesting and very timely for Earth Day which is Thursday. It definitely makes a difference!
Do you recycle or compost?
We saw the workers separate the materials by hand, and we saw equipment that separated it by machine. We saw a TON of plastic come down this shoot and onto these conveyer belts into this machine that crushed it into a huge cube and wrapped it up to be shipped out.
Also in the plant we saw all the other crushed cubes that were made from plastic bags, aluminium, regular plastic, etc. Did you know that they sell the aluminium for $1700 per tonne! Talk about one man's trash being another man's treasure!
Plastic bags are worth the least amount. I also learned that they sell the plastic bag cubes to China. They apparently use the plastic and combine it with sawdust to make furniture. Interesting!
I recycle a lot and compost just about everything that can be composted. I still know I can do better. I think I'm going to try harder at doing this (I often forget things like bread bags, plastic from cheese bricks, saran wrap, etc). I highly recommend going to your local recycling plant if you get the chance. They are all different and each one accepts different things. It's very cool to see how it all works! We keep a lot out of the landfill!
They also compost however that is taken to a different plant. We learned a bit about that and it's all very interesting and very timely for Earth Day which is Thursday. It definitely makes a difference!
Do you recycle or compost?
Sunday, April 18, 2010
Pay Day
Pay Day was on Friday. YAY!
I received my regular pay from teaching, and then I got another pay from my job working at the rec centre. I THOUGHT they underpaid me last time but wasn't sure because I hadn't received my pay stub yet. So I was excited to receive an extra $130 from them this week.
BF found and bought a wii so $140 went to him. Since it was like extra money I hadn't budgeted yet, I just used the extra pay money to give to him instead of taking it out of the Christmas/Gift fund. Also because it was still extra unbudgeted money I was still able to contribute to the Christmas/Gift Fund with this pay day! That's why it is so high right now! It will continue to grow until September when it is BFs birthday and graduation, that will be an expensive month. I'm thinking about either buying him a TV or a game system which will be expensive. His parents bought him an ipod touch for finishing school this week. After September I will have to work to get it back up to $500 before Christmas time.
I was also able to put $150 toward travel. I have now passed my goal of $500, and I think I am going to aim for $1000 to take on the trip now. Double my original budget! I know, not the greatest thing to do, but this is a once in a lifetime trip and I doubt I will spend it all. I just want to make sure I can cover everything I want to do. Side bars are going to change soon to reflect this new goal.
I received my regular pay from teaching, and then I got another pay from my job working at the rec centre. I THOUGHT they underpaid me last time but wasn't sure because I hadn't received my pay stub yet. So I was excited to receive an extra $130 from them this week.
BF found and bought a wii so $140 went to him. Since it was like extra money I hadn't budgeted yet, I just used the extra pay money to give to him instead of taking it out of the Christmas/Gift fund. Also because it was still extra unbudgeted money I was still able to contribute to the Christmas/Gift Fund with this pay day! That's why it is so high right now! It will continue to grow until September when it is BFs birthday and graduation, that will be an expensive month. I'm thinking about either buying him a TV or a game system which will be expensive. His parents bought him an ipod touch for finishing school this week. After September I will have to work to get it back up to $500 before Christmas time.
I was also able to put $150 toward travel. I have now passed my goal of $500, and I think I am going to aim for $1000 to take on the trip now. Double my original budget! I know, not the greatest thing to do, but this is a once in a lifetime trip and I doubt I will spend it all. I just want to make sure I can cover everything I want to do. Side bars are going to change soon to reflect this new goal.
Tuesday, April 13, 2010
My Family Loan Plan
My plan is to pay off my family loan. Then I want to save up $2000 in my regular bank account. That way I have the required $1500 to avoid bank fees, and I have a bit of leeway room in case. I also like to transfer my savings money a few days before paydays because it takes a few days to transfer to ING. I also have $2000 which will serve as my emergency fund if I need it. I am not ready to get rid of my regular bank account so I think this works out well. Hopefully I will get the family loan paid off and the regular bank account up to $2000 by New Years. $500 more went to the Family Loan tonight. YAY!
Therefore, my TFSA that I'm working on will no longer need to serve as my emergency fund and will instead be a planned spending account. I'm thinking car, wedding, house. My car hit 200,000km yesterday and as much as I hope to see it hit 300,000km I will try to prepare for not making it.
Therefore, my TFSA that I'm working on will no longer need to serve as my emergency fund and will instead be a planned spending account. I'm thinking car, wedding, house. My car hit 200,000km yesterday and as much as I hope to see it hit 300,000km I will try to prepare for not making it.
Subscribe to:
Posts (Atom)