RRSP Contribution and Respite Issue

As I was doing my taxes and inputted my RSP contributions there was this little sliding scale that would tell me how much I would owe or get as a return depending on my RSP contribution. I owed with my $2000 last year. But with just a few more contributions I would have been getting money back and had more in my RSPs. 

Ugh.

So this year I am going to contribute more! I NEED to. I don't want to have to pay taxes again next year making as little as I do. I contributed another $500 last night. I am 75% of my $1200 goal for the year, but I think I can exceed it. 

Today I was also paid $140 for some respite care I've done. However I have driven the kid around a ton and not received any mileage so I am currently emailing the caseworker asking if I am going to be paid some mileage. I've put over 350km on my car with this kid, plus she lives about 25km away so probably closer to 500km. She's a great kid and I'd love to continue to work with her but it's just getting to be too much and after the cost of gas is factored into it, I'd be making under minimum wage! 

Quick Updates

I paid my taxes....$436 ugh!!

D and I went to a Leaf game last night. They played the Carolina Hurricanes and lost 3-0. They are now officially out of the running for a playoff spot. 7th year in a row...

D made me dinner one night after work. A crockpot dinner so it wasn't ready until LATE but it was delicious once it was ready (yes we stayed up for it), and leftovers are always awesome!

My parents come back from Florida on Friday and I am going to have to give their dog back. She has been staying at our apartment for almost 2 weeks now. I don't want to give her back!

I am going to a job fair this weekend for a restaurant, I need to get out of where I am. I am also going to do some respite work this weekend.

There was a Brinks truck that had an accident in Northern Ontario this morning spilling about $3million worth of loonies and toonies. Then a CANDY truck also collided. Not sure if candy was spilled though.

Added to the Funds, Got Another Job

Woo managed to add another $500 to my TFSA last night, only $2000 left to max it out for the year and there are still NINE months left this year. Totally doable.

I also brought my "Extra Income" up over 50% of my total goal for the year. I've been doing a bunch of respite and restaurant work.

I also was informed that I have been accepted to mark the EQAO literacy test in April. They are going to pay my mileage, pay for a hotel for the 6 days, give me a daily allowance for food. It should be interesting.

Owing Taxes

Ugh this is the first year I am ever going to have to OWE on my taxes. I am STILL waiting on one T4 which is going to make the amount I owe even worse! I am frustrated, so ILLEGAL to keep my T4 from me this long. I am hoping to get it tonight! I just want to get this tax thing over with!

I did D's taxes for him and he gets over $800 back!! Lucky guy. Maybe he will take me out for dinner for doing his taxes when he gets his return?

Anyway this weekend was great. We went out for dinner and then went to see 21 Jumpstreet with friends of ours. We arrived late though so had to sit in the front row. Not fun haha. Saturday was St. Patrick's Day. We had a bunch of people over to our tiny apartment. D's sister and brother-in-law stayed over. It was a lot of fun, Irish jigs were involved haha. Sunday we slept in to recover a bit and then went to D's house for his belated birthday dinner.

His sister and brother-in-law got him "Game of Thrones" season one for his birthday. We watched two episodes last night. Not too sure what I think of it just yet. Have you seen it? And who is excited for The Hunger Games to come out on Friday???

Police Report Complete

Without going into too many details as I am still not sure what the outcome is going to be, I have filed a police report on a man.

This man is a father of a couple of kids at one of the schools I teach at. He has been leaving me unwanted notes and gifts on and in my car, about 5 times since the end of February. How he knows my car I don't know. How he found my car parked at my apartment, I have no idea! He obviously knows where I live which is creepy since he is from another town. I am so glad I live in a very busy and public part of town!

I have asked him to stop. I told him I am not interested and that I have a boyfriend and I received another note yesterday and that was the final straw for me. I didn't want to go to the police but the few friends and my mom (who I just told on Monday) I did tell about the situation thought it would be a good precautionary detail. 

The police said they can call him if I find out a few more details (I don't know his first name, or his license number), but they think I should tell him to stop once more the next time I speak to him in person and mention that I will go to the police if he does not. 

Not a fun situation especially since it is kind of involving my work. I haven't spoken to the principal at the school at all since I am hoping it will end on it's own. It's just really awkward and I wish it wasn't happening!

Working, Resting, and Taxes

It's been a busy few weeks.

A couple of weekends ago I went to Toronto with D's mom. We met up with his sister who lives there and stayed at her place for 3 nights. It was a nice girls weekend. We went shopping and saw the new Marilyn movie. We went out for dinners and drinks. Toronto is such a cool place!

Last week D's parents took us out to a local pub for D's early birthday. We had amazing food and drinks. They stayed at our apartment afterward and then D went to work in the morning. His family is so sweet.

Monday was D's birthday, we both worked and then I took D out for dinner. It was expensive!! Almost $90!! That's why we don't go out very often! That would be a weeks worth of groceries!! I made carrot cake so we had that at home. I gave him his gift as well, 2 Leaf tickets, a sci-fi book, a crockpot book, and 6 Marlies tickets. He was happy and is excited about the games.

I've been doing some respite work lately and will do 4 days this week. It can be tough sometimes but rewarding as well. Some of these kids have such sad situations. I am also working at the restaurant quite a bit.  Last night was busy and tips were good. I am hoping tonight will be similar.

I need to do my taxes soon but am still waiting on TWO T4 slips!! Shouldn't they just be sending them instead of me having to call and e-mail them?? Grrr.

February Spending

February seemed like a really LONG month!! It was busy but also dragged on. D had a pond hockey tournament in early February. They won one and lost two but it was a fun time. I picked out my bridesmaid's dress for my roommates wedding. We went out to a local pub for Valentine's dinner and liked it so much we went the next week too! I got stuck in a snowbank for several hours on my way to an ASL weekend. So glad March is here now. Here's how February spending went:

Rent (19%) ACTUAL: 10%
Hydro (3%) 4% 
Internet (3%) 5% Ugh we went over our limit again. Now I know what the issue was though so it should be lower next month!
Laundry (2%) 1% Ugh, hate this expense
Car and Gas (11%) ACTUAL: 7% New windshield wiper
Phone (3%) ACTUAL: 2%
Food (8%) ACTUAL: 4%
Restaurant (3%) ACTUAL: 4%
Personal/Medical (4%) ACTUAL 8% haircut, prescription
Clothing (5%) ACTUAL: 1% A shirt for work
Gifts (5%) ACTUAL 11% Birthday present for D (books and sports tickets)
Education (2%) ACTUAL 13% Yikes, this was for ASL weekend, a book for my next course, and my OCT membership
Entertainment (3%) ACTUAL 2%
Everything Else (5%) ACTUAL: 17% Ugh so high!! I had to buy a sleeping bag. Also got some towels, paid for something on D's jeep (which will mean no rent for me for March), and half of my bridesmaid's dress.

TOTAL (73%) ACTUAL 91% Ugh I went way over on this again. Must keep this in better check. March should be better since it's a 3 paycheque month and I don't foresee any major expenses since they are out of the way already. Anyway onto savings...

TFSA (15%) ACTUAL: 7%
Christmas (3%) ACTUAL: 0%
Camera (3%) ACTUAL: 0%
RRSP (5%) ACTUAL: 7%
Travel Fund (3%) ACTUAL: 4%

TOTAL (28%) ACTUAL 19% A little lower than I had hoped but March I WILL do better!! I wasn't expecting to pay for D's Jeep repair and that made me save less this month. 

March I think will be a good month. It's D's birthday month and March Break!!! (although I will still be doing some respite care over the break instead of teaching), St. Patrick's day and THREE paycheques! I am going shopping this weekend with D's mom and sister but I won't go overboard. Hopefully I can get my income tax done this month as well (just waiting on one more employer), maybe a RETURN will be in my April future??