It's coming up. March 1st. I have only contributed $1000 but I am not going to be adding anymore before the deadline. I do have a goal of at least another $1000 for this year though. Slowly building it. Better slow than never though right?
I consider my RSP as money I will never touch until retirement. I know that you can take it out as part of a home buyer's plan and that could be an option but will have to investigate that further when that time comes. I consider the TFSA as spendable money, planned spending though. Things like a car or a downpayment.
This was actually the first year I EVER added money to an RSP. Are you adding more to your RRSP before the deadline?