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Wednesday, June 16, 2010

Avoiding Unnecessary Spending At The Mall

The mall is a fun and social place where you can meet up with your friends. It is a place to mingle, shop, and eat. Although the mall is an enjoyable place, some people get lost in spending and tend to waste their money on unnecessary merchandise. When in the mall, it is important to be aware of what you buy and the total amount of money you spend.

Priorities are something everyone needs to have in check. If you are the type of person that doesn't have a strong grip on your priorities then you should stay away from the mall altogether. For example, if you are in serious debt, drowning in payday loans that you need to pay off, or are saving up for something important like a car or a house, then the mall is not the place for you to be.

Using cash is one way you can save money at the mall. Instead of using a card set aside a specific amount of money that you are willing to spend on your trip to the mall. Once your cash runs out, you know it is time to stop spending. This little trick gives you a benchmark of how much you are willing to spend at the mall whereas credit cards tend to cause people to be unaware of their spending.

Another thing to do before you go to the mall is to make a list. Before you go to the mall have a list of the things you need. If you are looking for a particular shirt, go to the mall for the sole purpose of getting that shirt. Pretend it’s a mission and you must get that shirt without wasting time buying other unnecessary things. If you know exactly what you want to purchase at the mall it makes putting aside the right amount of cash easier. For example, you know you want to purchase a graphic tee from your favorite store and that the shirt runs for approximately $20. If you know this information you can bring enough money give or take a couple dollars to buy this shirt. Once you buy the shirt you have no more money to spend, which means shopping for that day has come to an end.

Keeping these tips in mind will help you save money and not get lost in the abundance of unimportant things that fill the mall. As long as you have your priorities in check and you go to the mall for a specific purpose, you can avoid overspending in the mall and ultimately save money for more important things.

2 comments:

  1. Excellent tips! I despise the mall, so I always go with a specific goal in mind and I get in and get OUT as fast as I possibly can.

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  2. I used to love browsing the shopping malls, but now it,s in for what,s on my list and straight back out again, with cash only in my purse that way I can,t overspend. These are just recent strategies, so you can teach an old dog new tricks!!!!

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