And March is over! That was a busy month. It was a very fun month though as well. I did some reading, it was D's birthday, we went to Yuk Yuk's a couple of times, we went to a concert and several hockey games to cheer on my brother's friend. So here is how I did:
Car and Gas (15%) ACTUAL: 12%
Phone (4%) ACTUAL: 3%
Food (4%) ACTUAL: 0%
Restaurant (4%) ACTUAL: 5%
Personal/Medical (6%) ACTUAL 0%
Clothing (5%) ACTUAL: 2%
Gifts (2%) ACTUAL 9% D's birthday
Education (2%) ACTUAL 0%
Entertainment (4%) ACTUAL 8% Drinks, hockey games, comedy show
Everything Else (3%) ACTUAL: 2% Stamps, bin, sheets
TOTAL (48%) ACTUAL 40%
So these calculations were changed this month. Usually I calculate it based on what I "typically" make in a month but this time I based it on what my income was for the month. I was under budget for the spending category!
Now let's look at the SAVINGS I managed to get to this month!
TFSA (35%) ACTUAL: 29%
Christmas (5%) ACTUAL: 12%
Computer (3%) 6%
RRSP (6%) ACTUAL: 14%
Travel Fund (3%) ACTUAL: 12%
TOTAL (52%) ACTUAL 72%
So I overspent what I earned this month by about 12% but this was because I had some extra money in the bank to be able to play with. I'm happy with the way this month went. I'm very excited about April since it's a 3 paycheque month and I plan to do a lot more saving. Hopefully reaching 4 of my financial goals if my income tax return cheque comes next month!
Great job on the savings! My first paycheck will be on Tuesday - I'm trying to figure out how to divide it before I foolishly blow it on something silly!
ReplyDeleteBy the way, with Excel, you could make a pie chart for the strong visual-spatial learners like me :P
I love the way you break this down!
ReplyDeleteYou might have overspent for March but look at your savings! Great job!
ReplyDeleteI agree with The Asian Pear... You over spend on savings!! That's the best kind of over spending!!
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